Medicare Part D: Open Enrollment

What is Open Enrollment?

Open Enrollment is the time period between October 15 and December 7 when Medicare beneficiaries can shop for Medicare Part D plans to fit their financial and healthcare needs. On January 1, any changes made during this period go into effect.

Are you eligible?

  • Seniors who are 65 years or older and disabled individuals who are eligible for Medicare Part A or enrolled in Medicare Part B are eligible to enroll in Part D. Medicare beneficiaries who are also Medicaid beneficiaries are automatically enrolled in Part D.
  • Still not sure? You can use the Medicare Eligibility tool to determine your eligibility.

What to consider before choosing a plan

  • Know the prescription drugs you take, including the dosage and frequency, since the list of covered drugs may vary somewhat from plan to plan and you want to find the plan that has the best coverage for the drugs you take.
  • Check your enrollment.
  • Learn what’s new in Medicare.

How to pick a plan & enroll

  • First, have on hand the list of prescription drugs you take, your Medicare ID card and the name and phone number of your preferred pharmacy.
  • You can compare plans and enroll in the one that best fits your needs by using the Medicare Plan Finder.
  • If you prefer to speak with someone who can answer your questions and help you enroll, you can contact a Medicare Counselor by calling1-800- MEDICARE (1-800-633-4227). TTY (1-877-486-2048).

What if your health or finances change?

  • Open Enrollment is an annual opportunity for beneficiaries to re-evaluate the plans they’ve chosen and modify if necessary depending on their evolving healthcare and financial needs.
  • Seniors can also use this time to comparison shop for the plan that saves the most out-of-pocket costs.

Additional resources to help assist you